February 21, 2005

Big decision in life...

After married, hubby always wanted to buy a house. He likes to register for the new launching house and always get the invitation for balloting. Sometimes we just went to check out the show house and the developer's office to know about the new selling house and to survey. Just name it - we have been to TALAM and SIME UEP offices and any property fairs. We have a stack of brochures for our reference and observation. ( simpan terperap kat almari nanti boleh wat bungkus nasi lemak...eheheee )

The only thing that we don't have is enough money to buy our dream house

My only concern in buying a house in not as easy as buying a fish in the market - Just pick and buy.We must carefully planned because it involved a huge amount of money, unless you are wealthy....you can buy any house that you want.

It's not that i'm afraid to commit on buying a house - with our financial situation ... it is very hard to decide..!!

As a Telekom worker, I'm entitled for a house loan - but up to RM160 K only based on my current salary. What... RM16O K..?? Of couse, I can find a house based on that amount - maybe an apartment or single storey house. But is it applicable for long term plan..? After 5 to 6 years maybe we need a bigger house...at this point time you need to apply for another loan rite ??? So how do you want to get another loan, if you already applied for one..? Unless you salary is RM 100K a month and you have another site income to cover and extra savings ...it may helps

But sometimes the house offered is not up to what we expected....awful furnishing, small build up, locations, price..blah,blah,blahhh...

This is the sort of question that always played in my mind when we plan to buy a house.... and sometimes conflict of interest will arise with hubby... :(

Last Saturday we went to Bukit Hitam's site office at Bukit Puchong to survey and to bring back as many brochure as we can.....as usual... eheheheee

Alhamdulillah....we managed to find our dream house - affordable price, strategic location, high quality furnishing and large build up...... and we like it...!! At last we find one....

So we went to see the house that is not far from the site office. The construction is already completed, just a minor touch up. And the best thing is, the house already have their CF, so within 1 or 2 months the buyer will get their keys.

The price is RM 222,+++K. Size - 24 x 75. Build up 2,100 sqft

So now, the biggest decision ever.....should we buy it or not..??. If yes, we have to combine our loan because the individual loan is not enough to cater. And the most important thing is that we like it...and it's just what we dreamt of what our dream house should be.... :)

Now me n hubby are still in the discussion process where we need to list down the pro's and con's of buying the house, so there won't be a problem that will arise later. We need to consider our budget for future planning if we want to buy another house.

Insyallah, kalau ader rezeki...we will buy the house. Mudah - mudahan hendaknya. AMIN

2 comments:

Beli pit, beli. Deakt nak pi ofis, jimat ah minyak kete. Sekarang ni rumah memang mahal, harga tu kira ok tu..lebar pun ye. Selalunya dpt rumah 70x20, so very small. And also dekat to my house, can visit2 selalu :D.

Tuh laaa banyak sungguh kebestsan nyer..

1. Free hold
2. Rumah dah siap
3. Harga Ok
4. Size ngna build OK
5. Dah siap interchange
6. Furnishing pun Ok

Pendek kater sumer Ok laaaa, nie yng buat aku giler nak pikir nie...kalo tak beli cam melepaslak kan

Cuma satu jer tak best
Hidung dier tak mancung ( bak kater laki aku )
Tapi aku OK jer, asal dalam dier aku puas hati....heheheh

Insyaallah, kalo ader rezeki aku beli...AMIN